/* RESET & BASE STYLES */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}
body {
  font-family: 'Inter', Arial, sans-serif;
  line-height: 1.6;
  background: #0d1b2a;
  color: #e0e1dd;
}
/* NAVBAR */
header {
  background: #1b263b;
  padding: 10px 20px;
  position: sticky;
  top: 0;
  z-index: 1000;
}
.navbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 1000px;
  margin: 0 auto;
}
.logo img {
  height: 60px;
}
.nav-links {
  list-style: none;
  display: flex;
  gap: 20px;
  align-items: center;
}
.nav-links a {
  color: #e0e1dd;
  text-decoration: none;
  font-weight: bold;
  font-size: 1rem;
  padding: 6px 0;
  transition: 0.3s;
}
.nav-links a:hover,
.nav-links .active {
  color: #fca311;
  border-bottom: 2px solid #fca311;
}
#nav-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 2em;
  color: #fff;
  cursor: pointer;
}
@media (max-width: 700px) {
  .nav-links {
    display: none;
    flex-direction: column;
    width: 100vw;
    background: #1b263b;
    position: absolute;
    top: 65px;
    left: 0;
    z-index: 1001;
    gap: 0;
  }
  .nav-links.show {
    display: flex;
  }
  #nav-toggle {
    display: block;
  }
}
/* HERO SECTION */
.hero, .services-hero {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-height: 50vh;
  text-align: center;
  background: linear-gradient(rgba(20,33,61,0.85), rgba(20,33,61,0.90)),
    url("img/finance-bg.jpg") center/cover no-repeat;
  padding: 3.5rem 1.2rem 3rem 1.2rem;
}
.hero h1, .services-hero h1 {
  font-size: 2.3rem;
  color: #fff;
  margin-bottom: 0.6rem;
}
.slogan {
  margin: 10px 0;
  font-size: 1.13rem;
  color: #fca311;
  font-weight: 500;
}
/* BUTTONS */
.btn {
  display: inline-block;
  background: #fca311;
  color: #14213d;
  padding: 10px 24px;
  border-radius: 25px;
  text-decoration: none;
  font-size: 1rem;
  font-weight: 600;
  margin: 8px 0;
  transition: 0.3s;
  border: none;
  box-shadow: 0 2px 5px rgba(20,33,61,.02);
  cursor: pointer;
}
.btn:hover,
.btn:focus {
  background: #ffb347;
  color: #222;
  outline: 2px solid #fca311;
  outline-offset: 2px;
}
/* MAIN SECTIONS */
.about-section, .services-section, #testimonials, #faq, #contact {
  max-width: 800px;
  margin: 2.5rem auto;
  padding: 2rem 1rem;
  background: #192734;
  border-radius: 12px;
  box-shadow: 0 4px 24px rgba(10,20,40,0.09);
}
.about-section h2, .services-section h2, #testimonials h2, #faq h2, #contact h2 {
  text-align: center;
  margin-bottom: 1.2rem;
  font-size: 2rem;
  letter-spacing: 0.5px;
}
/* WHY CHOOSE GRID */
.why-choose-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px,1fr));
  gap: 1.2rem;
  margin-top: 1.5rem;
}
.why-card {
  background: #22386b;
  color: #fff;
  padding: 1rem 0.5rem;
  border-radius: 8px;
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 1.01rem;
  text-align: left;
  box-shadow: 0 2px 8px rgba(20,22,44,0.03);
}
.why-card span {
  font-size: 1.8rem;
}
/* SERVICES CARDS */
.services-grid, .services-list {
  display: flex;
  flex-wrap: wrap;
  gap: 1.2rem;
  justify-content: center;
  margin-bottom: 1.6rem;
}
.service-card {
  background: #1b263b;
  border-radius: 8px;
  padding: 1.15rem 0.85rem;
  width: 220px;
  min-height: 190px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  box-shadow: 0 2px 12px rgba(11,24,44,0.04);
}
.service-card span {
  font-size: 1.95rem;
  margin-bottom: 0.45rem;
}
/* TESTIMONIALS */
.testimonial-cards {
  display: flex;
  flex-wrap: wrap;
  gap: 1.2rem;
  justify-content: center;
}
.testimonial {
  background: #232c47;
  border-radius: 9px;
  padding: 1.1rem 1rem;
  text-align: center;
  min-width: 200px; 
  max-width: 300px;
  margin-bottom: 1rem;
  box-shadow: 0 2px 14px rgba(20,22,44,0.07);
}
.testimonial p {
  font-size: 1.02rem;
  margin-bottom: 0.6rem;
}
.testimonial b {
  color: #fca311;
  font-weight: 700;
}
/* FAQ ACCORDION */
.faq-accordion {
  max-width: 600px;
  margin: 1.2rem auto 0 auto;
}
.faq-toggle {
  width: 100%;
  background: #253b6c;
  color: #fff;
  border: none;
  padding: 15px 12px;
  margin: 0.4rem 0;
  border-radius: 6px;
  text-align: left;
  font-size: 1.03rem;
  font-weight: 500;
  cursor: pointer;
  outline: none;
  transition: background 0.2s;
}
.faq-toggle:focus { background: #384aac;}
.faq-answer {
  display: none;
  background: #182343;
  color: #e0e1dd;
  border-radius: 0 0 8px 8px;
  padding: 13px 16px;
  margin-bottom: 1rem;
  transition: all 0.22s;
}
/* CONTACT FORM */
#contact form {
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
  max-width: 350px;
  margin: 0 auto 1.2rem auto;
}
input, button {
  font-size: 1rem;
  padding: 10px;
  border-radius: 4px;
  border: 1px solid #cccccc;
}
input[type="text"], input[type="email"] {
  background: #192734;
  color: #eee;
  border: none;
}
input[type="text"]::placeholder, input[type="email"]::placeholder {
  color: #a6a8b3;
}
/* CONTACT ACTION BUTTONS */
.contact-actions {
  display: flex;
  justify-content: center;
  gap: 1.2rem;
  margin-top: 0.6rem;
}
/* FOOTER */
footer {
  background: #1b263b;
  color: #e0e1dd;
  text-align: center;
  padding: 22px 10px 8px;
}